سایز متن   /

در حال حاضر، بخش صنعت و تولید ما با چند مشکل عمده رو به روست. جدای از بحث تحریم ها و کمبود مواد اولیه و ماشین آلات صنعتی به روز، مشکلی که بنگاه های صنعتی و تولیدی با آن مواجهند، معضل بالا بودن نرخ سود بانک و موسسات اعتباری است.

محمد رئیسی، استاد دانشگاه علمی کاربردی تهران در گفت‌وگو با خبرنگار استادنیوز به تحلیل شرایط موسسات مالی غیرمجاز و عملکرد بانک مرکزی در برابر آنها پرداخت.

رئیسی درخصوص علت به وجود آمدن چنین شرایطی برای موسسات مالی و نحوه برخورد بانک مرکزی و نهادهای نظارتی با این موضوع، اظهار داشت:
«وضع موجود نتیجه سیاست های غلط دولت قبل است که به خاطر همین سیاست ها خیلی از نهادها و ارگان های مختلف بدون هیچ تخصصی اقدام به فعالیت اقتصادی نمودند و از سوی بانک مرکزی وقت مجوز دریافت کردند. از طرفی چون در آن بازه زمانی اقتصاد ما در حالت رکود قرار داشت، این موسسات با وعده پرداخت سودهای بالا توانستند سرمایه عده زیادی از مردم را جذب کنند اما به همان دلیل وجود رکود در بازار نتوانستند با اقداماتی مانند سرمایه گذاری در بخش مسکن و پروژه های اقتصادی کلان سود خوبی کسب کنند و پاسخگوی تعهدات خود به مردم باشند. در نتیجه موسساتی مثل توسعه و کاسپین با مشکل مواجه شدند و کم کم رو به ورشکستگی رفتند».

وی درخصوص نقش نظارتی بانک مرکزی در این جریان، خاطرنشان کرد:
«بانک مرکزی در حال حاضر نقش بسیار مهمی در جهت مدیریت این شرایط و پرداخت مطالبات مردم دارد. به عقیده من، هدف بانک مرکزی از زمان آغاز کار دولت یازدهم، کنترل نقدینگی و کاهش تورم بود. لذا آنها برای اینکه بتوانند تورم را کاهش دهند، مجبور بودند سودهای بانکی را در همان حدی که بود نگه‌دارند و با کنترل بازارهای دیگر مردم را جهت سرمایه گذاری در بانک ها و موسسات مالی ترغیب کند تا نقدینگی کاهش یابد. در نتیجه با این موسسات به صورت کج‌دار مریض مدارا کردند و جلوی فعالیت آنها گرفته نشد. به همین دلیل رفته رفته این موسسات نتوانستند به تعهدات خود عمل کنند و پس از مدتی شاهد اعتراضات میدانی مردم جلوی این موسسات بودیم».

رئیسی در رابطه با نرخ سود بانکی موجود که در حال حاضر بانک ها به مشتریان خود پرداخت می‌کنند، افزود: «در حال حاضر، بخش صنعت و تولید ما با چند مشکل عمده رو به روست. جدای از بحث تحریم ها و کمبود مواد اولیه و ماشین آلات صنعتی به روز، مشکلی که بنگاه های صنعتی و تولیدی با آن مواجهند، معضل بالا بودن نرخ سود بانک و موسسات اعتباری است. آنها اگر برای بخواهند برای رونق کسب و کار خود وامی را از بانکی دریافت کنند باید با نرخ بهره ی بالایی اقساط آن را پرداخت کنند که باتوجه به شرایط موجود برای اکثر کارخانجات چنین اقدامی مقدور نیست. در نتیجه باید به مرور زمان و آرام آرام نرخ سود فعلی را کاهش دهیم و بستر را برای رونق گرفتن فعالیت تولیدی ها و صنعتگران آماده کنند. البته اگر این کار ناگهانی انجام شود به مراتب خطرات بیشتری خواهد داشت و ممکن است مردم سرمایه خود را از بانک ها خارج کنند. در این صورت دوباره شاهد افزایش نقدینگی و درپی آن افزایش تورم و برگشتن التهاب به بازار اقتصادی خواهیم بود».

وی در پایان در مورد چشم‌انداز اقتصاد کشور باتوجه به روی کار آمدن مجدد آقای روحانی و تداوم سیاست های اقتصادی ایشان، اضافه کرد:
«آقای روحانی در این ۴ سال بیشتر به ترمیم وضعیت اقتصادی و اقداماتی که در ۴ سال قبل از دولت ایشان صورت گرفته بود، پرداختند. اما برای اینکه بتوانند رونق را به اقتصاد کشور برگردانند باید در چند بخش اقدامات بیشتری صورت گیرد. برای مثال شروع کردن و تقویت بحث ساخت و ساز مسکن در کشور. مسکن مقوله ای است که به صورت مستقیم و غیرمستقیم می‌تواند اشتغال زیادی تولید کند و رونق خوبی به بازار بدهد. در بحث سیاست خارجی هم باید به همین روش ادامه دهند و درصدد جذب سرمایه های خارجی باشند».

انتهای پیام/

حسین سادات.

بازدید کننده گرامی : شما هم اکنون این خبر را در شبکه خبری تحلیلی استادنیوز مشاهده میکنید

اشتراک گذاری در فیسبوک اشتراک گذاری در توییتر اشتراک گذاری در گوگل پلاس
برچسب ها:
دیدگاهها

دیدگاه ها (۸۱ دیدگاه)

  1. myblog

    Howdy, I do believe your site might be having internet browser compatibility issues. Whenever I take a look at your site in Safari, it looks fine however when opening in Internet Explorer, it’s got some overlapping issues. I just wanted to provide you with a quick heads up! Aside from that, excellent website!

  2. homepage

    Hello, i think that i saw you visited my site thus i came to “return the favor”.I’m attempting to find things to enhance my website!I suppose its ok to use a few of your ideas!!

  3. fifa 18 coins

    My spouse and I stumbled over here by a different web address and thought I may as well check things out. I like what I see so i am just following you. Look forward to looking over your web page for a second time.

  4. myblog

    whoah this blog is fantastic i love reading your posts. Stay up the good work! You already know, lots of people are searching round for this info, you can help them greatly.

  5. qxoptvgtd

    پرینت از این مطلب
    qxoptvgtd http://www.gri0y56420sj74518x2nv0ejlawg3m24s.org/
    [url=http://www.gri0y56420sj74518x2nv0ejlawg3m24s.org/]uqxoptvgtd[/url]
    aqxoptvgtd

  6. human hair weave

    human hair weave davantage dont parfait total super acheter dans confiance que avec cette qualité merci

  7. Air max pas cher

    WONDERFUL Post.thanks for share..more wait .. 😉 ?

  8. Air max pas cher

    you have a great blog here! would you like to make some invite posts on my blog?

  9. kyrie irving shoes

    There are actually a variety of particulars like that to take into consideration. That is a nice point to bring up. I provide the ideas above as general inspiration however clearly there are questions like the one you convey up the place the most important factor can be working in honest good faith. I don?t know if greatest practices have emerged around issues like that, however I am sure that your job is clearly identified as a fair game. Each boys and girls feel the impression of just a moment’s pleasure, for the remainder of their lives.
    kyrie irving shoes

  10. Air max pas cher

    You made some decent points there. I looked on the internet for the issue and found most individuals will go along with with your website.

  11. kyrie 3

    Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You clearly know what youre talking about, why waste your intelligence on just posting videos to your weblog when you could be giving us something informative to read?
    kyrie 3

  12. kyire irving shoes

    It is proper day to put together some goals for the near future. I’ve read through this blog posting and if I can possibly, I wish to suggest to you you handful worthwhile tip.
    kyire irving shoes

  13. kd shoes

    I enjoy what you guys are usually up too. This type of clever work and reporting! Keep up the fantastic works guys I’ve included you guys to our blogroll.
    kd shoes

  14. kyrie 3

    Struggle of the youth is the most shining (1) : construction builder’s dream of sneakers
    kyrie 3

  15. nike huarache

    Zalando quarterly earnings exceed 1 billion euros for basketball shoe retailers KICKZ
    nike huarache

  16. nike free tr

    Hello there, just became aware of your weblog through Google, and found that it is truly informative. I am going to be careful for brussels. I’ll be grateful in case you proceed this in future. Many other folks will likely be benefited from your writing. Cheers!
    nike free tr

  17. lebron shoes

    The barca 19 + 17 magic Squad Toronto home back to the enemy
    lebron shoes

  18. NMD Human Race

    Hey there, You’ve done an excellent job. I’ll definitely digg it and personally recommend to my friends. I am confident they will be benefited from this site.
    NMD Human Race

  19. adidas nmd xr1

    Thanks to my father who stated to me on the topic of this blog, this web site is truly awesome.
    adidas nmd xr1

  20. vans shoes

    Thanks to my father who stated to me on the topic of this blog, this web site is truly awesome.
    vans shoes

  21. lebron soldier 10

    To push the new adidas basketball shoes series, go hand in hand, Mr Rudd brought the heart
    lebron soldier 10

  22. MypeNupe

    Ja, wirklich. So kommt es vor. Geben Sie wir werden diese Frage besprechen.
    jakiah

  23. Air max pas cher

    You really make it seem so easy with your presentation but I find this matter to be really something which I think I would never understand. It seems too complicated and very broad for me. I am looking forward for your next post, I will try to get the hang of it!

  24. copy cartier love bracelet 10 diamonds

    It’s impressive that you are getting ideas from this piece of writing as well as from our discussion made at this place.
    copy cartier love bracelet 10 diamonds

  25. lebron 14

    Why would someone stepped on my new basketball shoes?This is a long N problem puzzle me
    lebron 14

  26. air jordan shoes

    In order not to let the child because of tennis shoes, he will signature shoes sells for $15
    air jordan shoes

  27. kanye west shoes

    An absolute classic!Air Jordan 1 will back to retro metal red basketball shoes
    kanye west shoes

  28. adidas nmd xr1

    You can certainly see your expertise in the paintings you write. The sector hopes for more passionate writers like you who aren’t afraid to say how they believe. All the time follow your heart.
    adidas nmd xr1

  29. stephen curry shoes

    I have been browsing online more than three hours today, yet I never found any interesting article like yours. It is pretty worth enough for me. Personally, if all webmasters and bloggers made good content as you did, the web will be much more useful than ever before.
    stephen curry shoes

  30. kobe bryant shoes

    I am sure this post has touched all the internet people, its really really good paragraph on building up new web site.
    kobe bryant shoes

  31. Air max pas cher

    I am really impressed with your writing skills as well as with the layout on your blog. Is this a paid theme or did you customize it yourself? Either way keep up the nice quality writing, it?s rare to see a nice blog like this one these days..

  32. Air max pas cher

    I?m not sure where you are getting your information, but good topic. I needs to spend some time learning much more or understanding more. Thanks for wonderful info I was looking for this info for my mission.

  33. air jordan 11

    A tal como indicado maded pelo famoso junto com seus designers qualificados e talvez exclusiva de j贸ias res铆duos deste tipo de ferramentas de couro tamb茅m s茫o projetados.Provavelmente muitos deles naturalmente pensar que fornecer aos clientes a variedade principal para suas sele莽玫es 茅 realmente uma no莽茫o muito ben茅fico.Porque cada tamb茅m com alternativas, h谩 tempo e local verdadeiramente adequado para o fornecimento-los como mentes de neg贸cios.Fornecimento de um rebanho matriz de se
    air jordan 11

  34. christmas air jordans

    Awesome. You just described my son except swap out the ant for a dead worm. And silence always means in the toliet bowl or that someone forgot to put the gate up and there is a toddler halfway up the stairs. Beautifully, perfectly written.
    christmas air jordans

  35. adidas zx flux

    I do not even know how I ended up here, but I thought this post was great. I don’t know who you are but definitely you are going to a famous blogger if you are not already Cheers!
    adidas zx flux

  36. visit the next page

    Ok, I have to ask. If you are in the car and it is locked, don鈥檛 you just open the door?
    visit the next page

  37. stephen curry shoes

    We delight ourselves on placing our gamers first, offering a continuous first-class gaming experience.
    stephen curry shoes

  38. cartier santos octagon replica

    I would like to thnkx for the efforts you’ve put in writing this site. I’m hoping the same high-grade blog post from you in the upcoming as well. Actually your creative writing skills has inspired me to get my own website now. Really the blogging is spreading its wings fast. Your write up is a good example of it.
    cartier santos octagon replica

  39. adidas zx flux

    Hey There. I found your blog using msn. That is a very smartly written article. I’ll be sure to bookmark it and come back to learn extra of your useful information. Thank you for the post. I will definitely return.
    adidas zx flux

  40. Jordan Release Dates

    security in opposition to the income low cost oakley shades while using loan service. With this dollars is going to be credit history to your you actually when you are18 a very long time out of date, manage nationality in the district by which they are utilizing, an engaged family savings in many reputed loan company of your put in addition to a top notch method to obtain revenue. inexpensive oakley sunglasses wall plug With assistance on this personal can provide with the unforeseen budgetary ab crunches in addition to rate associated with unresolved repaymants.
    Jordan Release Dates

  41. Air max pas cher

    Can I just say what a relief to find someone who actually knows what theyre talking about on the internet. You definitely know how to bring an issue to light and make it important. More people need to read this and understand this side of the story. I cant believe youre not more popular because you definitely have the gift.

  42. Air max pas cher

    I like the helpful info you provide in your articles. I¡®ll bookmark your weblog and check again here frequently. I am quite sure I¡®ll learn lots of new stuff right here! Good luck for the next!

  43. nike air presto

    Thanks for your own hard work on this web page. Kim enjoys participating in investigation and it is obvious why. I notice all concerning the dynamic ways you give rewarding ideas by means of the web site and as well as cause participation from the others on the subject matter and my daughter is starting to learn a lot of things. Have fun with the rest of the year. You are conducting a fantastic job.
    nike air presto

  44. 自动进口许可证办理

    ۳、 博士后工作站总数۲个, 首先在酒质上没有进口的好,日前杜克能源董事长Rogers表示,大米、蔬菜、水果中重金属超标的事件依旧在延续。总体而言。进行过滤和浓缩之后才能检测。 规范地方政府土地出让行为 西方发达国家政府出让土地已经有相对成熟的经验,霍尼韦尔的持续增长及领先优势是如何做到的?

  45. Fälschung schmuck von cartier

    Hmm is anyone else experiencing problems with the pictures on this blog loading? I’m trying to determine if its a problem on my end or if it’s the blog. Any feedback would be greatly appreciated.
    Fälschung schmuck von cartier

  46. kaws 4s

    You’ll discover, nonetheless, several variables which could deliver 1 temporary stop. Compared to Questionnaire in which there are tons connected with what to taste people, prickle people, stick people, and even normally allow you to kick the bucket considering that the upshot of the ability along, South america is reasonably risk-free. South america is equipped with some problems that you will definitely needn’t Eileen Kors Bags expertise fairly often.
    kaws 4s

  47. Air max pas cher

    I was very pleased to find this web-site.I wanted to thanks for your time for this wonderful read!! I definitely enjoying every little bit of it and I have you bookmarked to check out new stuff you blog post.

  48. kyrie irving shoes

    Jeremy trapped foul with 13 + 5 small assassin 19 points green army to break the nets
    kyrie irving shoes

  49. jordan 13 chutney

    銇亪锛佺銇腑銇銇嬨伄銇с€佺銇倰瑕嬨仸銇裤伨銇椼倗銇嗐伀鏉ャ仸绉併仧銇°仺涓€绶掋伀| |銈︺偋銉栥偟銈ゃ儓 銉炪偆銈广儦銉笺偣Facebook銇偘銉兗銉椼亴銇撱倢銈掑叡鏈夈仐銇熴€傛儏鍫便伅|绉併伅闁撻仌銇勩仾銇忔剾銇楁ソ銇椼倱銈堛€傜銇粖銉栥儍銈優銉笺偗銈掋€佺銇儠銈┿儹銉兗銇亾銈屻倰銉勩偆銉笺儓銇曘倢銇俱仚锛?銇欍仈銇勩儢銉偘銇ㄥ劒銈屻仧 銉囥偠銈ゃ兂銇ㄣ偣銈裤偆銉€?
    jordan 13 chutney

  50. Air max pas cher

    hey there and thank you for your information ? I?ve definitely picked up something new from right here. I did however expertise some technical points using this site, as I experienced to reload the site a lot of times previous to I could get it to load properly. I had been wondering if your web hosting is OK? Not that I’m complaining, but sluggish loading instances times will very frequently affect your placement in google and can damage your quality score if advertising and marketing with Adwords. Well I?m adding this RSS to my email and could look out for a lot more of your respective intriguing content. Ensure that you update this again soon..

  51. cartier love bracelet silver cheap

    Я извиняюсь, но, по-моему, Вы допускаете ошибку. Давайте обсудим. Пишите мне в PM, пообщаемся.
    cartier love bracelet silver cheap

  52. best Breitling Replica watches

    It’s as a result of the product quality supplies found in this common and attractive watch’s creation.
    best Breitling Replica watches

  53. Yeezy Boost 350 V2 Beluga

    The actual quilted Barbour Layers is supplied in several types. They are really part of just about every clothing at this time. Be it the country side attire as well as a noble together with sophisticated attire, the actual quilted Barbour Layers seems to have noticed the nation’s appeal on these.
    Yeezy Boost 350 V2 Beluga

  54. cartier santos 100 xl chronograph falso

    Hello, I enjoy reading through your article. I wanted to write a little comment to support you.|
    cartier santos 100 xl chronograph falso

  55. curry 1

    Walton hailed super subs: he is this lakers team manu ginobili
    curry 1

  56. Cartier replica

    This manufacturer gives first-class you and assistance will be dazed by how they treat the customers.
    Cartier replica

  57. curry 2

    I am sure this post has touched all the internet people, its really really good paragraph on building up new web site.
    curry 2

  58. Air max pas cher

    An interesting discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. To the next. Cheers

  59. swiss replica watches

    One of the most excellent assortment can be guaranteed by Breitling brand from the best suppliers.
    swiss replica watches

  60. lebron soldier 10

    Li Ming: 1 a ball hit big lose full responsibility for strength in the coach
    lebron soldier 10

  61. stephen curry shoes

    Marin: was caught by lifan loopholes, strive for the next round of serie a
    stephen curry shoes

  62. FAQs

    Thank you for the good writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! However, how could we communicate?

  63. Curry Shoes

    Tabletten, generika rezeptfrei online kaufen und usa kaufen, au?er versand aus deutschland, online kaufen deutschland. Rezeptfrei information auch consta preis, online paypal bezahlen und kaufen mit uberweisung trotz filmtabletten kosten.
    Curry Shoes

  64. Professional Distatic D60 Solvent Recycler

    My brother recommended I might like this blog. He was totally right. This post actually made my day. You cann’t imagine simply how much time I had spent for this info! Thanks!

  65. kyrie 1

    Thanks for your own hard work on this web page. Kim enjoys participating in investigation and it is obvious why. I notice all concerning the dynamic ways you give rewarding ideas by means of the web site and as well as cause participation from the others on the subject matter and my daughter is starting to learn a lot of things. Have fun with the rest of the year. You are conducting a fantastic job.
    kyrie 1

  66. kyrie irving shoes

    F*ckin’ remarkable things here. I’m very glad to look your post. Thanks a lot and i’m looking forward to touch you. Will you please drop me a mail?
    kyrie irving shoes

  67. keen uneek sandals

    Pretty nice post. I just stumbled upon your blog and wished to say that I have really enjoyed surfing around your blog posts. In any case I’ll be subscribing to your rss feed and I hope you write again soon!
    keen uneek sandals

  68. Air max pas cher

    This web site is really a walk-through for all of the info you wanted about this and didn?t know who to ask. Glimpse here, and you?ll definitely discover it.

  69. Air max pas cher

    You actually make it seem so easy with your presentation but I find this matter to be actually something which I think I would never understand. It seems too complicated and very broad for me. I’m looking forward for your next post, I will try to get the hang of it!

  70. adidas yeezy boost 350 v2 zebra

    I every time used to read paragraph in news papers but now as I am a user of internet thus from now I am using net for posts, thanks to web.
    adidas yeezy boost 350 v2 zebra

  71. kevin durant shoes

    Crowe: Manchester united is not satisfied with local tyrants has nothing to do with my status is good ranking
    kevin durant shoes

  72. Air max pas cher

    There is noticeably a bundle to know about this. I assume you made certain nice points in features also.

شما هم می توانید دیدگاه خود را ثبت کنید

- کامل کردن گزینه های ستاره دار (*) الزامی است
- آدرس پست الکترونیکی شما محفوظ بوده و نمایش داده نخواهد شد

آرشیو چند رسانه ای
مافیای داروی ایران کیست؟/ طب سنتی در کشورهای پیشرفته
دروغ جهانگیری درباره احمدی نژاد/ دولت ۱۲۰ هزار میلیارد تومان را کجا برد؟
فقدان تخصص در شورای شهر؛ مدیریت شهری نیاز به تخصص جامع دارد
ارتشاء، روابط غیراصولی و رانت، سه بحران اساسی انتخابات شورای شهر

آرشیو کاریکاتور
حذف کننده تیم فوتبال جوانان و امید در جام جهانی و مقدماتی آسیا!
شایسته‌سالاری یا ژن آقازادگی!
توزیع تریاک دولتی در راه است!
خدمت رسانی به مردم با پورشه کاین!

آرشیو گزارش تصویری
سومین کنگره حزب ندای ایرانیان
نشست خبری سخنگوی دولت
نشست خبری پروانه سلحشوری رییس فراکسیون زنان مجلس
دیدار دبیر شورای عالی امنیت ملی با وزیر دفاع عراق

آرشیو